What to Expect from an Auto Insurance Broker?

Unlike other insurance providers, a broker works for you rather than working for a particular insurance company. Using their professional knowledge, experience and expertise in the field, they will help you to assess your insurance needs, shop for the best policy with the right coverage and also help you in case of a claim. Though you can always contact brokers on the phone, it is recommended to opt for a personal consultation so that you don’t overlook any detail and get answers to all your queries. What Can You Expect…

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What Is A Certificate Of Insurance And Why Is It Important?

Most business enterprises based in Canada require a Certificate of Insurance when entering into official contracts with individuals and other business enterprises. This includes small businesses operating in all provinces of Canada including Alberta. Irrespective of whether you are a B2B business or a B2C business, as long as you are offering your services or products for consulting work, or sale, your business falls under the purview of this certificate. What is a Certificate of Insurance (COI)? A certificate of insurance (COI), also known as an ACORD certificate of liability…

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Protect Your Business From Cyber attacks By Taking Cyber Insurance

Today every business using computers and dependent on the internet is vulnerable to cyber attacks. What is a cyber attack? A cyber attack is a malicious and deliberate attempt that seeks to target your computer information systems, networks, PCs and laptops and make them dysfunctional. The intent is mostly to cripple your business operations by stealing, altering, or destroying your valuable data, and holding you to ransom, unless you pay up. A cyber attack can occur anytime and targets mostly those organisations whose business information systems are vulnerable. How big…

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Online home insurance quote and why is it important

No matter whether you live in your own home or have rented it out, it is important that you have home insurance to safeguard your home from risks and damages. However, due to the multiplicity of home insurance providers and the different types of home insurance policies that are available in the market, choosing the right insurer and the right policy can be confusing. Getting an online home insurance quote is useful Safeguarding your home with insurance is important, but choosing the right insurer and the right policy can be…

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Ideas to help you save on house insurance in Calgary

As a homeowner or a renter, you understand the value and importance of house insurance in Calgary. By buying insurance you don’t just cover risks, but you also get the peace of mind that in case any eventuality happens, you will be protected against damages and your losses will be covered. The important question is how to buy the best house insurance policy, so that coverage is maximized and costs are minimized. While taking the advice of a knowledgeable insurance broker is the best way to get started, below are some…

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Fact-Check on Home Insurance in Calgary: Overland flooding of basement is not included in your cover

Are you a home owner and planning to buy home insurance in Calgary? If yes, then do remember that if your home has a basement and you live in an area that is prone to floods, or lies in a flood-endangered zone, then you need to get a separate overland flooding coverage, in addition to your standard home insurance policy. What is overland flooding? From the perspective of the insurance company there are different types of flooding in Canada and overland flooding is one of them. Characteristics of overland flooding: – It…

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Business Insurance for your home-based business in Alberta

Entrepreneurship thrives in Alberta. In fact data from the Centre for Innovation Studies reveals that Albertans have the highest rate in the world for entrepreneurship; much higher than other Canadian provinces, the US and other western European countries. A significant portion of the entrepreneurs comprises small business owners. These owners either have their own premises, or have taken it on rent, or operate from home. If you operate your business from home, do you need an insurance cover? Yes, if you are a home-based business, then you certainly need an insurance…

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